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BANKS WANT TO RECEIVE DATA ABOUT LOAN GUARANTORS AND EMPLOYERS

Russian bankers are going to receive data about revenue not only about borrowers but their guarantors as well from Federal Tax Authorities and Pension Russian Fund.

 

Bank of Russia is the author of Law draft that is opening access to PRF and FTX starting 1st March 2015 to banks. The Law draft is under consideration of the Federation Council.

 

It is also being considered to expand the list of information that will be open for banks in PRF and FTA.

 

The association thinks that in order to make a decision on provision of loan, additional data is needed, in particular, about revenue of guarantor and accuracy of data specified about borrower’s working place.